This Privacy Policy describes how your personal data is collected, whether it is stored within the European Economic Area (EEA) or transferred outside of it (e.g., in connection with services provided by Meta, Google, or TikTok), used, and protected when you purchase our digital products.

1. Data Controller

Rafał Maryniak, acting as a private individual under Polish and EU data protection laws (RODO/GDPR).

2. Data We Collect

We collect the following data:

First name

Email address

Country

This data is collected during checkout and used solely to fulfill your order and send your digital products.

3. Legal Basis for Processing

We process your personal data under Article 6(1)(b) GDPR (necessary for the performance of a contract) and, where applicable, Article 6(1)(a) GDPR (consent, e.g. for marketing communication).

4. Email Marketing

With your explicit consent, we may send you educational emails, updates, or marketing messages related to our content. You can withdraw your consent at any time by clicking “unsubscribe” in any email.

5. Third-Party Services

We use third-party platforms (Stripe, PayPal, Systeme.io) to process payments and send digital products. These platforms may process your personal data as independent data controllers under their own privacy and data policies. We also use services (such as Meta, TikTok, or Google) that may transfer your data outside the European Economic Area (EEA). In such cases, we rely on standard contractual clauses or equivalent safeguards.

6. Data Retention

We retain your data only for as long as necessary to fulfill your order and comply with legal obligations.

7. Your Rights

You have the right to:

1. Access your data

2. Request correction or deletion

3. Withdraw consent at any time

4. Lodge a complaint with a data protection authority

8. Data Security

We take reasonable steps to protect your data from unauthorized access or disclosure. However, no system is 100% secure.

9. Contact: For any questions regarding your data or this policy, please contact: info@ralphinvesting.com